| Panama City Beach Time | NZDT | |
|---|---|---|
| 09:00 PM Monday Panama City Beach Time (CST) | ↔ | 04:00 PM Tuesday NZDT |
| 10:00 PM Monday Panama City Beach Time (CST) | ↔ | 05:00 PM Tuesday NZDT |
| 11:00 PM Monday Panama City Beach Time (CST) | ↔ | 06:00 PM Tuesday NZDT |
| 12:00 AM Tuesday Panama City Beach Time (CST) | ↔ | 07:00 PM Tuesday NZDT |
| 01:00 AM Tuesday Panama City Beach Time (CST) | ↔ | 08:00 PM Tuesday NZDT |